USB ONLINE

Bank 24 hours a day and even on Holidays.

 

  • Check Balances 
  • Review Transactions
  • Transfer Funds
    all from the comforts of home or while on vacation or anywhere you have an internet connection.

Click here to learn more.

USB ATM NETWORK

Plug and Play with free downloads 32,000 free ATM’s nationwide. All Presto ATMs at Publix Grocery Stores and any Allpoint ATM.
click here to locate an Allpoint ATM

Free nationwide ATM network
Mobile Phone Apps
Get the FREE mobile phone app!
iPhone, Blackberry, etc.

Checking Account Pricing Grid

UNITED SOUTHERN BANK CHECKING ACCOUNT OPTIONS

 

  USB  Free USB 
Personal Account
USB
Choice 50
USB 
Interest- Bearing
Daily Balance Requirement None Daily balance of $500 or average balance of $1,000 or average in USB Money Market or Savings of $5,000 Daily balance of $1,000 or $2,500 average balance in any combination of USB deposit accounts Daily balance of $1,500 or average of $2,500 or average in USB Money Market or Savings of $5,000
Monthly Service Fee None $10 $10 $10
Interest on Checking    
Free Debit Card
Unlimited Check Writing
Free Checks      
Free Online Banking
Free Bill Pay
Free Telephone Access
Discounts on Safe Deposit Box   One year free on small size 1 10% discount on any size  
Loan Fee Discount   $250 2   $250 2
Free Money Orders, Free Official Checks, Free Single Signature Traveler’s Checks      
Certificate of Deposit Rate Increase       One-term .25% rate increase 3
Additional Features      

1Subject to availability. One year free on small safe deposit box of $25 or $25 discount on first year rent of any other size safe deposit box.

2Credit is subject to approval, and normal credit standards apply. $250 Loan Fee discount on residential first mortgages with loans at United Southern Bank or originated by United Southern Bank’s residential lending department.

3 Rate increase applied to only the initial term for a Certificate of Deposit, not to any rollover terms. Funds must be new money deposited to United Southern Bank.