Checking Account Pricing Grid
UNITED SOUTHERN BANK CHECKING ACCOUNT OPTIONS
| USB Free |
USB Personal Account |
USB Choice 50 |
USB Interest- Bearing |
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| Daily Balance Requirement | None | Daily balance of $500 or average balance of $1,000 or average in USB Money Market or Savings of $5,000 | Daily balance of $1,000 or $2,500 average balance in any combination of USB deposit accounts | Daily balance of $1,500 or average of $2,500 or average in USB Money Market or Savings of $5,000 |
| Monthly Service Fee | None | $10 | $10 | $10 |
| Interest on Checking |
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| Free Debit Card |
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| Unlimited Check Writing |
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| Free Checks |
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| Free Online Banking |
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| Free Bill Pay |
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| Free Telephone Access |
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| Discounts on Safe Deposit Box | One year free on small size 1 | 10% discount on any size | ||
| Loan Fee Discount | $250 2 | $250 2 | ||
| Free Money Orders, Free Official Checks, Free Single Signature Traveler’s Checks |
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| Certificate of Deposit Rate Increase | One-term .25% rate increase 3 | |||
| Additional Features |
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1Subject to availability. One year free on small safe deposit box of $25 or $25 discount on first year rent of any other size safe deposit box.
2Credit is subject to approval, and normal credit standards apply. $250 Loan Fee discount on residential first mortgages with loans at United Southern Bank or originated by United Southern Bank’s residential lending department.
3 Rate increase applied to only the initial term for a Certificate of Deposit, not to any rollover terms. Funds must be new money deposited to United Southern Bank.
