Bank 24 hours a day and even on Holidays.


  • Check Balances 
  • Review Transactions
  • Transfer Funds
    all from the comforts of home or while on vacation or anywhere you have an internet connection.

Click here to learn more.


Plug and Play with free downloads 32,000 free ATM’s nationwide. All Presto ATMs at Publix Grocery Stores and any Allpoint ATM.
click here to locate an Allpoint ATM

Free nationwide ATM network
Mobile Phone Apps
Get the FREE mobile phone app!
iPhone, Blackberry, etc.

Interest Checking

Recommended if you want…
Interest on your daily balance, compounded monthly and credited to your account

Like a savings account, this interest-bearing Checking Account earns interest on the entire collected balance. Fixed monthly charges are waived by maintaining a daily minimum or average balance or combined-account minimum balance.

Outstanding features:

  • Open with only $25
  • Three easy ways to avoid a monthly maintenance fee:
    Minimum daily balance of $1,500 or
    Average balance of $2,500 or
    Average balance in a USB Money Market or Savings of $5,000
  • Fee when requirements are not met will be $10 per month
  • $250 fee discount on residential first mortgage1
  • One-term .25% rate bump-up on new money CD2
  • Free online banking
  • Free web bill pay
  • Free debit card
  • Check images included with monthly statements

1 Credit is subject to approval, and normal credit standards apply. $250 Loan Fee discount on residential first mortgages with loans at United Southern Bank or originated by United Southern Bank’s residential lending department.

2  Rate increase applied to only the initial term for a Certificate of Deposit, not to any rollover terms. Funds must be new money deposited to United Southern Bank

Click here for our new checking account pricing grid.

To find more information about this account, inquire online today!