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UNITED SOUTHERN BANK CHECKING ACCOUNT OPTIONS
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USB
Totally Free |
USB
Personal Account |
USB
Choice 50 |
USB
Interest- Bearing |
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Daily Balance Requirement |
None |
Daily balance of $500 or average balance of $1,000 or average in USB Money Market or Savings of $5,000 |
Daily balance of $1,000 or $2,500 average balance in any combination of USB deposit accounts |
Daily balance of $1,500 or average of $2,500 or average in USB Money Marker or Savings of $5,000 |
| Monthly Service Fee |
None |
$10 |
$10 |
$10 |
| Interest on Checking |
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| Free Debit Card |
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Unlimited Check Writing |
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| Free Checks |
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Free Online Banking |
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Free Bill Pay |
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Free Telephone Access |
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Discounts on Safe Deposit Box |
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One year free on small size 1 |
10% discount on any size |
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Loan Fee Discount |
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$250 2 |
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$250 2 |
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Free Money Orders, Free Official Checks, Free Single Signature Traveler’s Checks |
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Certificate of Deposit Rate Increase |
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One-term .25% rate increase 3 |
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Additional Features |
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1Subject to availability. One year free on small safe deposit box of $25 or $25 discount on first year rent of any other size safe deposit box.
2Credit is subject to approval, and normal credit standards apply. $250 Loan Fee discount on residential first mortgages with loans at United Southern Bank or originated by United Southern Bank’s residential lending department.
3 Rate increase applied to only the initial term for a Certificate of Deposit, not to any rollover terms. Funds must be new money deposited to United Southern Bank.
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