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Savings Bonds U.S. Savings Bonds can help you reach your goals with safety, market-based yields, and tax advantages. Savings bonds are easy to buy and are backed by the full faith and credit of the United States. Bonds can usually be replaced if lost, stolen, or destroyed. The Series EE savings bonds you buy today will earn market-based rates for 30 years, but bonds can be cashed at anytime after six months. Savings bonds may also offer you tax benefits when used to finance higher education. Interest earned on U.S. Savings Bonds is exempt from State and local income tax. You can also defer paying Federal income tax on the interest until you cash your bond or until it stops earning interest in 30 years. Bonds are also good for America. The money invested in savings bonds directly helps finance our country's borrowing needs. Buy bonds online at www.publicdebt.treas.gov.
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