old bankUnited Southern Bank (USB) was chartered in 1937 as Umatilla State Bank in downtown Umatilla and the bank primarily served the residents and businesses in the Umatilla area. As Umatilla State Bank continued to grow and branch banking was approved, USB began to open branches beginning with the Lady Lake Office in 1977. As branching continued, the directors formed a one-bank holding company and changed the name to United Southern Bank, retaining the USB initials.

Today, with eleven offices in the Lake County area and over 80 years of community banking, United Southern Bank still puts a premium on building strong customer relationships. The bank’s officers live here, some of them all their lives, and they know their customers and their businesses. Our customer family tells us they prefer doing business with a bank that is locally owned and managed. 

Our business customers know that we are invested in their success just we are ours.

USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

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Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB Debit Card Enhancements

United Southern Bank debit card

There is more protection for your USB Card.

Use CardValetR within your mobile app to block use of your card, set purchasing limits and spending parameters.

Use your USB Card for purchases within your mobile wallet with AppleR and Android PayTM where accepted by retailers.

Get an immediate text alert if we suspect fraud and simply text us back if it's you for an approved transaction.

Use your USB Debit card with no surcharge fees at Presto at Publix Grocery stores and Allpoint locations through out the United States.  To find an Allpoint location download the app or click here.