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About Us

Our customers can visit us in any of our eleven locations, do their banking by telephone, visit an ATM, mobile banking or bank online. United Southern Bank is ready to serve you in many different ways. USB has state of the art technology with the power for you to bank anywhere, any time; or you can let our dedicated staff serve you at any of our locations.

The 2018 winner of the Lake County Chamber Alliance Community Service awards for large business category, United Southern Bank puts manpower and economic support in the communities we serve.Janet Noack and Greg Nelson with Community Service Award

Our officers and staff donate hundreds of hours volunteering and taking leadership roles for chambers of commerce, little league teams, charitable foundations and other civic and community organizations. Just check out our Face Book page to see all the places USB has been helping!

USB shucking crew

USB team at Habitat build

USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

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Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB Debit Card Enhancements

United Southern Bank debit card

There is more protection for your USB Card.

Use CardValetR within your mobile app to block use of your card, set purchasing limits and spending parameters.

Use your USB Card for purchases within your mobile wallet with AppleR and Android PayTM where accepted by retailers.

Get an immediate text alert if we suspect fraud and simply text us back if it's you for an approved transaction.

Use your USB Debit card with no surcharge fees at Presto at Publix Grocery stores and Allpoint locations through out the United States.  To find an Allpoint location download the app or click here.