At USB, we understand that you have worked hard to build your business and, often, financing is critical to your company's continued growth. That's why we offer a broad array of credit options to meet your financing goals. And we'll work hard to understand your unique situation and find the best solution - quickly and conveniently - that's our commitment. USB means business - providing you with proven experience and results.

Whether you are considering the new equipment purchase, a new facility, or simply need to respond to changing business conditions, we offer term loans, lines of credit and other specialized services to suit your situation. Give us a call today to discuss your options.

Commercial Lenders      


Rob Adrid,  EVP, Commercial Lender

Rob Adrid, EVP

Golden Triangle


Mike Stephens, SVP, Commercial Lender

Mike Stephens, SVP

Golden Triangle


Mike Bucher, VP, Commercial Lender

Mike Bucher, VP

South Lake


 Bill Wonus, SVP, Commercial Lender

Bill Wonus, VP

Leesburg, Villages


Steve Knowles, VP, Commercial Lender

 Steve Knowles, VP

Leesburg, Villages

NMLS# 769949

Allan Seabrook, VP, Commercial Lender

Allan Seabrook, VP

Mount Dora


Jordan Hawkins, AVP, Commercial Lender

Jordan Hawkins, AVP

Golden Triangle

USB Commercial Loans

United Southern Bank provides a wide range of lending opportunities for every aspect of your business.  With a lending team boasting high levels of expertise in the various industries that make up our area's growing economic base, we specialize in various types of financing.

United Southern Bank offers competitively priced loans for new equipment purchases, real estate, inventory and expansion with terms to meet your needs.

Your United Southern Bank loan officer will be glad to meet with you and explore the options best suited for your business. Call your nearest location.

To find more information about this account, inquire online today!


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USB Business Lines of Credit

Let us help you achieve business success.  USB offers two unique line of credit options to help you manage your company's cash flow requirements:

Whether you are expanding your product offering or entering a new market, lines of credit offer the convenience and flexibility of drawing funds as needed.

To find more information about this account, inquire online today!

Subject to credit approval.


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USB Merchant Services

Does your company accept credit cards as payment for merchandise sold? If not, you could be losing sales. USB offers a complete Merchant Services package that is easy to implement. A Merchant Services relationship with USB will help you increase sales by offering more payment options to your customers. Payment is credited to your USB checking within 24 business hours of electronic transmittal.

Smaller or mobile businesses can take credit and debit cards for payments on their Apple®iOS or Android mobile devices.  Merchants can accept credit and debit card payment anytime, anywhere with Virtual Mobile Merchant.

Contact your CSR for more information!

To find more information about this account, inquire online today!


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USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

    login button

Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB ATM Network

United Southern Bank debit card

Get surcharge-free access to your money – no matter where you are! Use any USB ATM free. USB customers can use the Presto ATMs at Publix Grocery Stores. There are over 55,000 AllPoint ATM’s in the US and some foreign countries USB customers can use surcharge-free.  Download their app to your smartphone to locate them.   

Find ATMs