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Money Markets

Money Market Account

Here's an account that rewards you for saving more by offering higher interest rates for higher balances.

• Competitive interest rates

Earn competitive rates of interest on your money while maintaining ready access to your funds. Interest is compounded monthly on your USB Tiered Money Market Account.

• Tiered interest rates

You are rewarded for saving with your USB Tiered Money Market Account because as your balance grows, so does the interest rate you receive. The tiers that receive interest are: $5,000 – $24,999.99; $25,000 – $49,999.99; $50,000 - $99,999.99; $100,000 - $249,999.99; $250,000 and above. Click here for more information on our rates for more information on our rates.

• Available when you need it

Enjoy the flexibility of an unlimited number of in person withdrawals at any USB branch. Transfers from a Tiered Money Market account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, debit card or similar order to third parties are limited to six per month. 

Rates on tiers may change after account opening. A $5,000 average daily balance is required to avoid a $10 monthly fee.

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USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

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Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB ATM Network

United Southern Bank debit card

Get surcharge-free access to your money – no matter where you are! Use any USB ATM free. USB customers can use the Presto ATMs at Publix Grocery Stores. There are over 55,000 AllPoint ATM’s in the US and some foreign countries USB customers can use surcharge-free.  Download their app to your smartphone to locate them.   

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