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Checking Account Pricing Grid

 

  Free Checking                    Choice Checking
Daily Balance Requirement
$50 minimum opening deposit on all checking accounts
None Daily balance of $1,000 or $2,500 minimum daily balance in any combination of USB deposit accounts to avoid the fee.
Monthly Service Charge None $10                   
Interest on Checking                      check mark
Free Debit Card                   check mark check mark
Unlimited Check Writing  check mark check mark
Free Checks   check mark
Free Online Banking check mark check mark
Free Bill Pay check mark check mark
Free Telephone Access  check mark check mark
Discounts on Safe Deposit Box    10% discount on any available size
Free Money Orders, Free Official Checks    check mark

 

USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

    login button

Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB Debit Card Enhancements

United Southern Bank debit card

There is more protection for your USB Card.

Use CardValetR within your mobile app to block use of your card, set purchasing limits and spending parameters.

Use your USB Card for purchases within your mobile wallet with AppleR and Android PayTM where accepted by retailers.

Get an immediate text alert if we suspect fraud and simply text us back if it's you for an approved transaction.

Use your USB Debit card with no surcharge fees at Presto at Publix Grocery stores and Allpoint locations through out the United States.  To find an Allpoint location download the app or click here.