Text Banking

With USB Text Banking, you can access all your account information by simply texting us.

Text Banking -person texting Message and data rates may apply.

Use Text Banking to:

*To find our nation-wide network of surcharge-free ATMs go to

Start using the USB Text Banking on your phone today.  It's easy to get started, simply:

  1. Log on to online banking and make sure you have your mobile phone with you
  2. You will be prompted to Enroll in Mobile Banking
  3. Follow the online instructions
Text Banking Commands
Text to 969-24 We will send you...
B, BAL, BALANCE OR BALANCES The available balance for all of your online banking accounts.
STMT, TRANS OR HIST + Nickname Transaction history for the account nickname specified. Use the nickname you assigned when you enrolled. Example: HIST CKG1
Reply NEXT OR MORE The next group of transactions
ATM + zip code Nearby USB ATMs based on the 5 digit zip code.* Example: ATM 32726
Branch + zip code Nearby branches based on the 5 digit zip code. Example: BRANCH 32736
HELP or HLP A list of acceptable keywords.
STOP Stop your text services
For more help Call 352-669-2121
  Message and data rates may apply.

*Non-USB surcharge-free ATMs for USB customers are Presto at Publix Grocery Stores or Allpoints ATMS.

Learn More Click Here

Frequently Asked Questions for Text Banking

Are the keywords case-sensitive?
No. Whether you type “BAL” or “bal”, a response with your account balance information is sent to your mobile phone.

What should I do if I don’t get a response to a request?
Make sure you are sending text messages to 969-24. Check the keyword and any additional information required for the request.

Why are my results sent as multiple messages?
Text messages are limited to 160 characters. If your account information exceeds the character limit your account information is sent in multiple messages – no more than five at a time.

I have text messages enabled on my mobile phone, why can’t I receive text messages?
Your mobile service carrier may be blocking short codes or you may have blocked short codes on your mobile phone. Short codes must be enabled to use Mobile Banking. Short codes are abbreviated phone number, usually five digits, used to send Mobile Banking messages.

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USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

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Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB Debit Card Enhancements

There is more protection for your USB Card.

Use CardValetR within your mobile app to block use of your card, set purchasing limits and spending parameters.

Use your USB Card for purchases within your mobile wallet with AppleR and Android PayTM where accepted by retailers.

Get an immediate text alert if we suspect fraud and simply text us back if it's you for an approved transaction.

Use your USB Debit card with no surcharge fees at Presto at Publix Grocery stores and Allpoint locations through out the United States.  To find an Allpoint location download the app or click here.