Protecting Your Mobile Device

Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals. The American Bankers Association recommends following these tips to keep your information – and your money – safe.

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Need A Commercial Loan?

Business owners, especially those in a growth mode, often times need a loan to purchase new equipment, to expand or renovate their physical plant or to cover cyclical cash flow needs. United Southern Bank’s commercial lending team has a great reputation in Lake County as being responsive and willing to get to know our business customers and their specific needs.  However, making a formal request can be an overwhelming task.

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Navigating the Digital Banking Frontier

The internet and technology have changed our lives and our language. Google is a verb; a cookie is not something you eat and phishing has nothing to do with the lake. The banking industry has been impacted by technology both in the way we perform our back-room functions and how our customers bank. 

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Elder Abuse

The demographics of Lake County make us a target for financial abuse and fraud amongst our older population.  Unfortunately, in banking, we see the worst of it. The National Council on Aging reports that 90% of all reported elder abuse is committed by the older person’s own family members. 

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Can a Trust Help You?


Do you know that even after we die, we still may have to pay taxes?  Do you know your Estate Tax situation is dependent upon how large your estate is when you die?  Do you know that the current maximum estate tax rate is 40%?!   Do you know that federal law allows you to transfer an amount of assets free of estate and gift tax as long as it is under your lifetime “Applicable Exclusion Amount”?

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Protect Yourself from Wire Fraud

Most people are aware of the recent scam where you receive an email from a family member claiming an emergency and asking for money immediately.  While a few folks fall for this, we all hope that we are not one of those unaware people.

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7 Tips to Avoid Online Fraud

Every year, millions of consumers fall victim to cybercrime. According to the FBI’s Internet Crime Complaint Center, in 2014, consumers lost more than $800 million from scams initiated through the web. United Southern Bank offers these seven tips to help consumers protect themselves from online fraud.

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7 Ways to Prepare for Hurricane Season

With hurricane season fast approaching, United Southern Bank  is encouraging customers to adequately prepare for the season by assessing their home’s risk and developing emergency plans to protect against a potential storm.


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USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

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Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB Debit Card Enhancements

There is more protection for your USB Card.

Use CardValetR within your mobile app to block use of your card, set purchasing limits and spending parameters.

Use your USB Card for purchases within your mobile wallet with AppleR and Android PayTM where accepted by retailers.

Get an immediate text alert if we suspect fraud and simply text us back if it's you for an approved transaction.

Use your USB Debit card with no surcharge fees at Presto at Publix Grocery stores and Allpoint locations through out the United States.  To find an Allpoint location download the app or click here.