USB Individual Retirement Accounts

We offer a variety of IRAs to individuals and couples, desiring to save for retirement or education purposes. 

Traditional IRA - Tax Deferred Retirement Savings 
Roth IRA - Retirement Savings With Tax Free Withdrawals 
Education IRA - Education Savings With Tax Free Withdrawals 

Your USB Customer Service Representative can explain the rules for eligibility and withdrawals.

Click here to view our rates to view our rates.


USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

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Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB ATM Network

United Southern Bank debit card

Get surcharge-free access to your money – no matter where you are! Use any USB ATM free. USB customers can use the Presto ATMs at Publix Grocery Stores. There are over 55,000 AllPoint ATM’s in the US and some foreign countries USB customers can use surcharge-free.  Download their app to your smartphone to locate them.   

Find ATMs