Navigation

IRAs

USB Individual Retirement Accounts

We offer a variety of IRAs to individuals and couples, desiring to save for retirement or education purposes. 

Traditional IRA - Tax Deferred Retirement Savings 
Roth IRA - Retirement Savings With Tax Free Withdrawals 
Education IRA - Education Savings With Tax Free Withdrawals 

Your USB Customer Service Representative can explain the rules for eligibility and withdrawals.

Click here to view our rates to view our rates.

 

USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

    login button

Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB Debit Card Enhancements

United Southern Bank debit card

There is more protection for your USB Card.

Use CardValetR within your mobile app to block use of your card, set purchasing limits and spending parameters.

Use your USB Card for purchases within your mobile wallet with AppleR and Android PayTM where accepted by retailers.

Get an immediate text alert if we suspect fraud and simply text us back if it's you for an approved transaction.

Use your USB Debit card with no surcharge fees at Presto at Publix Grocery stores and Allpoint locations through out the United States.  To find an Allpoint location download the app or click here.