Personal Banking

Personal Banking



Personal Banking In Lake County

United Southern Bank is truly community banking.  We are community-minded and customer-focused and with our headquarters in Umatilla and Eustis, not some large city out-of-state, it is important to us that we focus on our communities and neighbors.  Our philosophy of banking is to take time to get to know our customers and then provide excellent individual service.  In a world where we text, snap chat and barely look up at one another, United Southern Bank still has our customers as our main focus. 

We’ve invested in technology for online and mobile banking with mobile deposit just launched – but we still have a hands-on approach to individual customer attention and are not looking for ways to drive customers out of our branches. We are simply providing all the banking channels available and still welcoming customers into our branches to make a deposit or to just chat. Free checking is an easy way to keep your bank account and still write as many checks as you want.  Our Choice checking account pays interest and provides a few more perks.

With 11 locations in Lake County, we are not far from your banking needs.  USB is part of two ATM networks that allow our customers to access their cash without service fees.  USB customers can access their cash at Presto Machines at Publix Grocery Stores and at Allpoint ATMs.  Allpoint machines are often found in convenience and other retail stores.  An app can be downloaded on your smart phone to locate the nearest Allpoint ATM to you.

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Find one of our branches and stop in to say hello.

We have been providing safe and sound banking to Lake County since 1937!


USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

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Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.


Routing Number 063105285

USB Debit Card Enhancements

USB Chip Debit Card

There is more protection for your USB Card.

Use CardValetR within your mobile app to block use of your card, set purchasing limits and spending parameters.

Use your USB Card for purchases within your mobile wallet with AppleR and Android PayTM where accepted by retailers.

Get an immediate text alert if we suspect fraud and simply text us back if it's you for an approved transaction.

Use your USB Debit card with no surcharge fees at Presto at Publix Grocery stores and Allpoint locations through out the United States.  To find an Allpoint location download the app or click here.