Click here for our new checking account pricing grid.

Find out about how to secure your account with USB SecureAlerts!




Free Checking

Recommended if you want…
A checking account FREE of monthly service charges

young family grocery shoppingThat’s right…free. With a USB Free Checking Account, you don’t have to worry about a fixed monthly charge or maintaining a minimum balance. It’s not required. Yet this account gives you the freedom to write as many checks or online or debit card transactions, and perform as many ATM transactions at United Southern Bank locations or at our partner ATM networks as you like for free.

Outstanding features:

Click here for our new checking account pricing grid.

To find more information about this account, inquire online today!

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Choice Checking

Recommended if you want…
a flexible interest-bearing package with added advantages for active lifestyles

Choice Checking offers a flexible interest-bearing checking package that includes free access to many important and useful banking products. You'll receive financial advantages as well as savings on related services.

Enjoy other advantages such as Free Printed USB Logo Checks, Cashier's Checks, Money Orders, Notary Service, and discounts on Safe Deposit Box rentals.

Enjoy all the benefits of the USB Choice Checking for just $10 per month - or avoid the fee when you maintain a minimum daily balance in your Choice account of $1,000 or a $2,500 minimum balance in any combination of USB deposit accounts.


Click here for our new checking account pricing grid.

To find more information about this account, inquire online today!


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USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

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Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB Debit Card Enhancements

There is more protection for your USB Card.

Use CardValetR within your mobile app to block use of your card, set purchasing limits and spending parameters.

Use your USB Card for purchases within your mobile wallet with AppleR and Android PayTM where accepted by retailers.

Get an immediate text alert if we suspect fraud and simply text us back if it's you for an approved transaction.

Use your USB Debit card with no surcharge fees at Presto at Publix Grocery stores and Allpoint locations through out the United States.  To find an Allpoint location download the app or click here.