Personal Loans & Lines of Credit
Whether you want to sail the ocean or hit the open road, United Southern Bank is ready with a variety of loans. If you are interested in an Overdraft Protection Line of Credit or a Home Equity Line of Credit (HELOC) for home additions, vacation or just peace of mind, call to speak to one of our lenders near you. 352-669-2121.
Residential lending for new home purchases, major home additions, or refinancing existing loans has been a strength of USB throughout our history. Whether you want a long-term fixed rate mortgage that is serviced outside USB or need special loan terms that USB accommodates in-house, we are ready to help you realize your home dreams. We offer a large variety of residential loans. Contact one of our residential lenders to find the perfect home loan for you!
We specialize in all types of residential loans:
- Adjustable Rate Mortgage
- Fixed Rate Mortgages
- Home Equity
- Government (VA, FHA, USDA)
- Residential Lots
- Manufactured Homes
To find more information about loans, inquire online today!
UNITED SOUTHERN BANK
Jeanne Lazo, Greater Villages & Tri-County
Rhea Ann Kennedy
Carrie Cribb, Sumter & South Lake Counties
USB Personal Mobile and Online Banking
Track your money with mobile and online banking.
Receive a text message when your direct deposit is made
Get a text message alert when a check clears or debit card payment is made
Business Customers should contact a CSR at any branch for enrollment forms.
USB Debit Card Enhancements
There is more protection for your USB Card.
Use CardValetR within your mobile app to block use of your card, set purchasing limits and spending parameters.
Use your USB Card for purchases within your mobile wallet with AppleR and Android PayTM where accepted by retailers.
Get an immediate text alert if we suspect fraud and simply text us back if it's you for an approved transaction.
Use your USB Debit card with no surcharge fees at Presto at Publix Grocery stores and Allpoint locations through out the United States. To find an Allpoint location download the app or click here.