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Money Market

Tiered Money Market Account

Here's an account that rewards you for saving more by offering higher interest rates for higher balances.

• Competitive interest rates

Earn competitive rates of interest on your money while maintaining ready access to your funds. Interest is compounded monthly on your USB Tiered Money Market Account.

• Tiered interest rates

You are rewarded for saving with your USB Tiered Money Market Account because as your balance grows, so does the interest rate you receive. The tiers that receive interest are: $5,000 – $24,999.99; $25,000 – $49,999.99; $50,000 - $99,999.99; $100,000 - $249,999.99; $250,000 and above.

Click here for more information on our rates for more information on our rates.

• Available when you need it

Enjoy the flexibility of an unlimited number of withdrawals at any USB branch. Transfers from a Tiered Money Market account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, debit card or similar order to third parties are limited to six per month. 

Rates on tiers may change after account opening. A $5,000 average daily balance is required to avoid a $10 monthly service charge.

USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

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Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB Debit Card Enhancements

United Southern Bank debit card

There is more protection for your USB Card.

Use CardValetR within your mobile app to block use of your card, set purchasing limits and spending parameters.

Use your USB Card for purchases within your mobile wallet with AppleR and Android PayTM where accepted by retailers.

Get an immediate text alert if we suspect fraud and simply text us back if it's you for an approved transaction.

Use your USB Debit card with no surcharge fees at Presto at Publix Grocery stores and Allpoint locations through out the United States.  To find an Allpoint location download the app or click here.