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Savings


Interest Savings

Savings Account
Savings Deposits Add Up Quickly

Build that nest egg with the account suited to your individual needs. Save for vacations, new furniture, college education, even an emergency reserve. Interest is compounded quarterly and automatically credited to your account.

Minimum daily balance requirement to avoid $6 per quarter fee is $300. There is a $1 fee for each withdrawal in excess of six in one calendar quarter.

Transfers from a Savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per month.

Click here to view our rates to view our rates.

To find more information about this account, inquire online today!

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Holiday Club Account

Holiday Club
Treat Yourself to a Holiday Windfall!

Treat yourself to a pleasant windfall, just in time for holiday shopping by opening a Holiday Club Account. Simply tell us the amount and how often you would like your deductions (weekly, monthly, biweekly, or on certain dates) and we'll automatically debit your checking or savings account. You'll get a once a year payout on November 15th automatically deposited to the account of your choice. There's no minimum balance and no fees for the Holiday Club.

Transfers from a Holiday Club account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month.

Click here to view our rates to view our rates.

To find more information about this account, inquire online today!

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Savings Bonds

Savings Bonds 
The Traditional Approach to Saving

U.S. Savings Bonds can help you reach your goals with safety, market-based yields, and tax advantages.

Savings bonds are easy to buy and are backed by the full faith and credit of the United States. Bonds can usually be replaced if lost, stolen, or destroyed. The Series EE savings bonds you buy today will earn market-based rates for 30 years, but bonds can be cashed at anytime after six months.

Savings bonds may also offer you tax benefits when used to finance higher education. Interest earned on U.S. Savings Bonds is exempt from State and local income tax. You can also defer paying Federal income tax on the interest until you cash your bond or until it stops earning interest in 30 years.

Bonds are also good for America. The money invested in savings bonds directly helps finance our country's borrowing needs.

Buy bonds online at www.publicdebt.treas.gov.

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USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

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Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB ATM Network

United Southern Bank debit card

Get surcharge-free access to your money – no matter where you are! Use any USB ATM free. USB customers can use the Presto ATMs at Publix Grocery Stores. There are over 55,000 AllPoint ATM’s in the US and some foreign countries USB customers can use surcharge-free.  Download their app to your smartphone to locate them.   

Find ATMs