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Security

United Southern Bank is concerned about you protecting your identity. Identity theft affects new victims each year and costs consumers, merchants and financial institutions billions of dollars.

Thieves have been ruining good consumers' credit for years by stealing credit cards or just the credit card number, stealing mail and by getting consumers to give out personal information through fraudulent means. Studies show that most identity theft crimes are carried out by stealing paper information and are perpetrated by someone you know.

Remember, United Southern Bank personnel will NEVER make an unsolicited call to you asking for your account number or other personal information. Nor will we send an email asking for personal information or passwords. We also discourage you from sending us personal information via unencrypted email.

If you are a consumer (not a business) and discover you have lost your debit/check card or your online login information has been compromised, notify us immediately. If you report the loss within two (2) business days, your liability is limited to the lesser of $50 or the amount of the unauthorized transfers that occur before notice to us.

If you wait more than two (2) business days to report the loss of your debit/check card or login information, you are liable for up to $500 of unauthorized transactions.

If you notice suspicious account activity or experience information security-related events, contact: USB Call Center 352-669-2121 or any USB Office.

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PROTECT YOUR IDENTITY

Tips to Protect Your Identity

Identity Theft Warning Signs

Avoid Phishing Scams 

PROTECT YOUR PERSONAL COMPUTER

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PROTECT YOUR MONEY

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KNOW HOW OTHERS ARE PROTECTING YOUR INFORMATION

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UNITED SOUTHERN BANK PROTECTS YOUR INFORMATION

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UNITED SOUTHERN BANK EMAIL ENCRYPTION

Why do you need to encrypt email?

Regular email isn't a private conversation and can be easily intercepted and read by unwanted parties. By law, we are required to protect certain types of personal information, but more importantly we believe it is simply a smarter way to do business. In addition, email encryption increases efficiencies by allowing the electronic transfer of sensitive information that has traditionally required slower manual delivery methods. Email encryption is one way we're taking responsibility to protect your personal private information

What kinds of information will be encrypted?

Our email encryption service will encrypt email that contains personal sensitive information such as:

How will I get my encrypted email messages?

When an employee sends you email containing private information you may receive an encrypted message. You will be asked to click on a link in the email, which will connect you to our secure message center. There you will register a private password to retrieve and reply to your secure messages.

What if I already use Zix Email Encryption?

If you already use Zix, then you are already part of the ZixDirectory, and will automatically receive secure emails in your inbox and be able to send secure emails back to us transparently.

Won't it be difficult to get my messages?

You will be able to open your encrypted emails in seconds with the confidence that your personal information remains private. Together with our partners at ZixCorp™, we have developed an easy-to-use approach that protects our entire community of interest — our employees, our customers, and our business partners.

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WHAT TO DO IF YOU ARE A VICTIM

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KEEP A RECORD OF YOUR ACTIONS

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USB Personal Mobile and Online Banking

Track your money with mobile and online banking.   

  • Receive a text message when your direct deposit is made

  • Get a text message alert when a check clears or debit card payment is made

  • Set yourself up to receive a notice when your account drops below an amount you are comfortable with

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Enroll Now

Business Customers should contact a CSR at any branch for enrollment forms.

USB ATM Network

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Get surcharge-free access to your money – no matter where you are! Use any USB ATM free. USB customers can use the Presto ATMs at Publix Grocery Stores. There are over 55,000 AllPoint ATM’s in the US and some foreign countries USB customers can use surcharge-free.  Download their app to your smartphone to locate them.   

Find ATMs