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Our Investment Management Team

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Trusted Advice, Effective Solutions For Your Most Important Financial Matters

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Richard (Rick) Levand has worked for United Southern Bank for four years and has been in the USB Investment Management Department for the last two.  Rick has recently acquired his Series 7 Securities License, earning the title of Financial Consultant.

Rick relocated to Florida 26 years ago and has been in the North Lake County area for the past 12 years. Rick is passionate about customer service and is looking forward to continuing to assist clients with their investment plans. Rick can be reached by phone 352-483-5888.

Email Rick

Cindy Kilts has recently joined our investment team as an LPL Financial Advisor.   Cindy has over 30 years in the banking industry, working with several local financial institutions with a background in bank operations, mortgage origination and most recently investment management. 

Cindy has lived and raised her family in Lake County for the last 20 years. Cindy is very excited to be working for USB Investment Management and is looking forward to meeting and serving clients' financial needs. Cindy can be reached by phone 352-483-5883

Email Cindy

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).

Insurance products are offered through LPL or its licensed affiliates. United Southern Bank and USB Investment Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using USB Investment Management and may also be employees of United Southern Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, United Southern Bank or USB Investment Management.

Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
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We have broad investment expertise in managing diversified portfolios and recommending direct investments, where appropriate.

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If you wish to leave behind a lasting legacy, you need to put a well-thought-out Estate Plan in place, so your legacy is established in accordance with your wishes.

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Our Investment Planning service is based on these simple facts: Market timing doesn’t work! Creating and preserving wealth needs diversification!