Our Investment Management Team

Trusted Advice, Effective Solutions For Your Most Important Financial Matters


Rick Levand serves as Assistant Vice President of USB Investment Management, partnering with the Trust & Asset Management Department to deliver tailored investment solutions. He began his career in multi‑family property management before transitioning to banking in 2017 and joined the investment team in 2019, later earning his securities license and Florida 215 insurance license. A graduate of Leadership Lake County’s Class of 2023 and a member of its Board of Regents, he remains active in local community initiatives. Rick also serves on the Board of Directors for the Astor Area Chamber of Commerce, supporting local businesses and community events. He and his family have lived in Astor since 2009, drawn to the natural beauty of the surrounding St. Johns River, Lake George, and national forest. Rick can be reached by phone at: 352-483-5888. Email Rick	Liam Barningham transitioned to the USB Investment Management team after being with United Southern Bank for two years. Recently attaining both the Series 7 and Series 66 Securities Licenses, Liam currently operates as a Registered Administrative Assistant. Liam spent his formative years in Lake County, after his family relocated from the Orlando area. Reading, Golfing and Gaming are some of his favorite activities. He looks forward to giving back to the community that has supported him by working with clients to develop plans for successful financial futures. Liam can be reached by phone at: 352-483-4501. Email Liam

Rick Levand serves as Assistant Vice President of USB Investment Management, partnering with the Trust & Asset Management Department to deliver tailored investment solutions. He began his career in multi‑family property management before transitioning to banking in 2017 and joined the investment team in 2019, later earning his securities license and Florida 215 insurance license.

A graduate of Leadership Lake County’s Class of 2023 and a member of its Board of Regents, he remains active in local community initiatives. Rick also serves on the Board of Directors for the Astor Area Chamber of Commerce, supporting local businesses and community events. He and his family have lived in Astor since 2009, drawn to the natural beauty of the surrounding St. Johns River, Lake George, and national forest.

Rick can be reached by phone at:

352-483-5888.

Email Rick

Liam Barningham transitioned to the USB Investment Management team after being with United Southern Bank for two years. Recently attaining both the Series 7 and Series 66 Securities Licenses, Liam currently operates as a Registered Administrative Assistant.

Liam spent his formative years in Lake County, after his family relocated from the Orlando area. Reading, Golfing and Gaming are some of his favorite activities.

He looks forward to giving back to the community that has supported him by working with clients to develop plans for successful financial futures.

Liam can be reached by phone at:

352-483-4501.

Email Liam

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).

Insurance products are offered through LPL or its licensed affiliates. United Southern Bank and USB Investment Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using USB Investment Management and may also be employees of United Southern Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, United Southern Bank or USB Investment Management.

Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency	Not Bank Guaranteed	Not Bank Deposits or Obligations	May Lose Value

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

We have broad investment expertise in managing diversified portfolios and recommending direct investments, where appropriate.

Financial Planning

If you wish to leave behind a lasting legacy, you need to put a well-thought-out Estate Plan in place, so your legacy is established in accordance with your wishes.

Estate Planning

Our Investment Planning service is based on these simple facts: Market timing doesn’t work! Creating and preserving wealth needs diversification!

Investment Planning