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Services

Trust Services Information

At USB we understand the level of responsibility and commitment that the role of trustee demands. With over 75 years of combined experience, our trust officers are dedicated to protecting your wealth and to make sure your intentions are carried out.

USB’s Trust Department is headquartered in Eustis and services Lake and Sumter counties with multiple branches spread over those areas. As a corporate trustee, USB and our trust officers will manage your assets to meet your individual and specific goals. Our focus is to give personal attention to our clients and to protect their family, wealth and legacy.

Our services include USB serving as Investment Manager, Trustee, Personal Representatives or Successor Trustee.


Asset Management

IRA Services
Trust Services
Estate Settlement
Bill Payment
Custody Services
Endowments & Foundations


Asset Management - USB understands that each client is unique. Therefore, our mission is to assist you accomplish your goals through personalized advice and solutions.

Our team will build individualized portfolio based on your goals and objectives through a systematic review and evaluation process. Being a true fiduciary, we can assure our clients that the we utilize the highest standards of asset selection and portfolio management.


IRA Services - USB recognizes that your retirement assets demand a different level of care. Our team of professionals can assist you in protecting your nest egg, meeting your annual income needs, roll overs, and guide you through all the tax ramifications of a retirement account.


Trust Services - At USB we understand the level of responsibility and commitment that the role of trustee demands. With over 75 years of combined experience our trust officers are dedicated to protecting your wealth and to make sure your intentions are carried out. Having USB as trustee of your assets,  you are not burdened with the day to day management or investment decisions.

Many times, a corporate trustee is better able to be objective and carry out wishes and instructions than a family member and individual trustees will name USB as successor trustee.

Our services include USB serving as Investment Manager, Trustee, Personal Representatives or Successor Trustee.


Estate Settlement - The role of Personal Representative demands a high degree of responsibility. Often the role can be very challenging and time-consuming. From gathering and managing assets, tax preparations and legal ramifications, the job often requires a team of professionals.


Bill Payment –Our Life Easy account allows our clients to focus on what matters in life. Meanwhile, United Southern Bank Trust department will carefully review, manage, and pay your bills promptly on your behalf. Give us a call to learn more.


Custody Services - For individuals and family that have the proper resources to handle their own financial affairs, or fiduciaries that are handling their family or clients trusts and estates, our Custodial Services may be a great fit. USB will provide safekeeping and maintain a ledger for all assets in the account. We will also handle the collections of dividends, interest, disbursements, online access, and issue statements.


Endowments & Foundations - We simply love the community that we serve, and we are committed to providing our clients with guidance to help fulfill their vision. Since our founding, USB has supported many community foundations, charities and nonprofits through sponsorships and volunteer hours. Our Trust Department helps several local non-profit organizations invest and preserve their charitable donations. We are a community bank that believes in our community.

The investments are:

  • Not a Deposit
  • Not FDIC-Insured
  • Not insured by any federal government agency
  • Not guaranteed by the bank
  • May go down in value
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Our Trust Management Team!

Our highly-experienced team has over 35 years of combined trust and asset management experience in the Trust and Investment Management Industry. We focus on coordinating our client's total financial needs and protecting their legacy, family and wealth.

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Need help rolling over your 401(k), or want to learn the benefits? We can help!

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We have broad investment expertise in managing diversified portfolios and recommending direct investments, where appropriate.

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Residential lending for new home purchases, home additions, or refinancing has been a specialty of USB throughout our history.