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Business Checking

At USB, we know all businesses aren’t the same size.

We offer three Managed Business Checking Accounts.

Choose the one that is just right for you.


USB MBA 1
Designed for small businesses with less than 25 items per month

  • Avoid the $7 monthly maintenance fee by maintaining a minimum daily balance of $1,000 or average daily balance of $2,000
  • Service charge: A per item charge of $0.25 will be charged for every item in excess of 25 items in a statement cycle
USB MBA 2
Specifically, for businesses that have between 25 and 100 items per month

  • Avoid the $12 monthly maintenance fee by maintaining a minimum daily balance of $2,500 or average daily balance of $5,000
  • Service charge: A per item charge of $0.25 will be charged for every item in excess of 100 items in a statement cycle
USB MBA 3
Larger businesses with more transactions can pay as they go

  • $10 monthly maintenance fee
  • Service charges: 15¢ for each item paid, 11¢ for each deposited item, and 20¢ for each deposit
  • An earnings credit, based on the money market deposit account rate tier 5, on the average available balance will be deducted from the above charges