USB offers two great personal checking account options.
Both accounts allow you to write as many checks or have as many debit card transactions as you want. ATMs are fee-free at all USB locations, Presto at Publix Grocery Stores and all world-wide Allpoint locations. Compare and decide which one is right for you! To re-order your checks visit OrderMyChecks.com®
USB's Everyday Checking is a simple, no-fuss personal checking account for everyone.
- Mobile & online banking
- Web bill pay
- Debit chip card
- Zelle®
- Tap to Pay
- Greenlight (youth debit card and money app)
- Free notary service
- E-Statements available
- Check images included with monthly statements
Meet any 3 and it's FREE!
To avoid the imposition of a monthly service charge in the amount of $8.00 you must meet any of the 3 following requirements:
- Maintain a minimum daily balance of $500.00
- Maintain a relationship* balance of $2,500.00
- Have 15 or more debit card transactions post to your account each month
- Receive $500 or more in direct deposits each month
- Maintain a loan relationship* with United Southern Bank
- Go paperless with eStatements**
All the great benefits of Everyday Checking, PLUS interest and extra perks.
Everyday Checking Plus offers a flexible interest-bearing checking package that includes free access to many important and useful banking products. You'll receive financial advantages as well as savings on related services.
- Earn interest on your balance
- First order of checks FREE
- Free cashiers checks
- Discounts on safe deposit boxes
- Plus savings on related services
- View our current rates
To avoid the imposition of a monthly service charge in the amount of $10.00 you must meet the minimum balance requirements and 2 of the following requirements:
- Have 15 or more debit card transactions post to your account each month
- Receive $500 or more in direct deposits each month
- Maintain a loan relationship* with United Southern Bank
- Go paperless with eStatements**
Balance requirements: Maintain a minimum daily balance of $1,500.00 or maintain a relationship* balance of $5,000.00.
Open an Everyday Checking PLUS Account
* Relationship balance includes the combined balances of all accounts where you are listed as an owner.
** To enroll in eStatements, an account holder must have an active online account, and the primary account holder must have a valid email address on file.
