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Personal Checking

USB offers two great personal checking account options.

Both accounts allow you to write as many checks or have as many debit card transactions as you want.  ATMs are fee-free at all USB locations, Presto at Publix Grocery Stores and all world-wide Allpoint locations. Compare and decide which one is right for you! To re-order your checks visit OrderMyChecks.com®

Free Checking

Recommended if you want a checking account FREE of monthly service charges

With a USB Free Checking Account, you don’t have to worry about a fixed monthly charge or maintaining a minimum balance. It’s not required.

  • Open with only $50
  • No balance requirement
  • No monthly service charges
  • Mobile banking     
  • Online banking
  • Web bill pay
  • Debit chip card
  • Zelle®
  • Free Notary Service
  • E-Statements available
  • Check images included with monthly statements

Choice Checking

Recommended if you want a flexible interest-bearing package with added advantages for active lifestyles

Choice Checking offers a flexible interest-bearing checking package that includes free access to many important and useful banking products. You'll receive financial advantages as well as savings on related services.

  • Open with only $50
  • Mobile banking
  • Online banking
  • Web bill pay
  • Debit Chip Card
  • Zelle®
  • E-Statements available
  • Check images included with monthly statements
  • Free printed USB logo checks
  • Free Cashier’s Checks
  • Free Notary Service
  • Discounts on Safe Deposit Box
  • Rate may change after account is open

Enjoy all the benefits of the USB Choice Checking for just $10 per month - or avoid the service charge when you maintain a minimum daily balance in your Choice account of $1,000 or a 

$2,500 minimum balance in any combination of USB deposit accounts.

View our current rates


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Personal Online Banking
Video Tutorial
Personal Mobile Banking
Video Tutorial
online banking video tutorial image mobile banking video tutorial image