USB can help you save for the future
Whether you have something special planned like a vacation or new car or just want to save for emergencies, USB can help.
Savings Account
Save for that special purchase, event or rainy-day fund.
- Interest is compounded quarterly and automatically credited to your account.
- Minimum daily balance requirement to avoid $6 per quarter service charge is $300.
- $1 fee for each withdrawal in excess of six in one calendar quarter.
- Transfers from a Savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per month.
Holiday Club Savings Account
Make holiday shopping a breeze by saving all year.
- Interest is compounded quarterly and automatically credited to your account.
- No fee or minimum balance
- You choose your automatic transfers to your Holiday Club Account
- You will receive a once a year payout on November 15th deposited to the account of your choice
- Transfers from a Holiday Club account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month.
Minor Savings Account
Teach your children to save early with a savings account.
- Interest is compounded quarterly and automatically credited to your account.
- No fees or minimum balance while the account holder is under the age of 18 years.
- Transfers from a Savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per month.
Tiered Money Market Account
The more you save, the more you earn.
- Earns more than a typical savings account, but with the convenient access to funds
- Save your money without as much risk as stocks or bonds
- Competitive rates
- $5,000 daily minimum balance to avoid a $10 monthly service charge
- Tiered interest structure
- Transfers from a Tiered Money Market account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, debit card or similar order to third parties are limited to six per month.
- Rates on tiers may change after account opening.
Certificates of Deposit (CDs)
Keep your money in an FDIC-insured CD while earning interest.
- Various terms available
- Market interest rate paid
- Early withdrawal penalties may be imposed
- Accounts automatically renew for similar term upon maturity
- Minimum of $1,000 to open
Individual Retirement Account
Save with the potential of tax advantages. IRAs invested in term certificates of deposit.
- Market interest rates earned
- Interest compounded quarterly and credited to account quarterly
- Minimum of $1,000 to open
- Withdrawals from principal, before maturity, subject to approval.
- Early withdrawal penalties may be imposed.
How can we help?
United Southern Bank is ready to serve you in many different ways. USB has state of the art technology with the power for you to bank anywhere, any time.
