saving coins

Business Savings

Ways to Save

Take your extra earnings and make them work for you!

Tiered Money Market Account

The more you save, the more you earn
  • Earns more than a typical savings account, but with the convenient access to funds
  • Save your money without as much risk as stocks or bonds
  • Competitive rates
  • $5,000 daily minimum balance to avoid a $10 monthly service charge
  • Tiered interest structure
  • Transfers from a Tiered Money Market account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, debit card or similar order to third parties are limited to six per month.
  • Rates on tiers may change after account opening.

Certificate Of Deposit (CDs)

Keep your money in an FDIC-insured CD while earning interest.
  • Various terms available
  • Market interest rate paid
  • Early withdrawal penalties may be imposed
  • Accounts automatically renew for similar term upon maturity
  • Minimum of $1,000 to open
     

Savings Account

Put away extra earnings and still have access
  • Interest is compounded quarterly and automatically credited to your account.
  • Minimum daily balance requirement to avoid $6 per quarter service charge is $300.
  • $1 fee for each withdrawal in excess of six in one calendar quarter.
  • Transfers from a Savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per month.
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United Southern Bank is ready to serve you in many different ways. USB has state of the art technology with the power for you to bank anywhere, any time.
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Easily receive and send money to friends or family with Zelle.

 
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Explore our calculators to get an idea of what you can afford and what your payment would be before committing.