Ways to Save
Take your extra earnings and make them work for you!
Tiered Money Market Account
The more you save, the more you earn
A business tiered Money Market Account gives you the opportunity to earn competitive interest while maintaining access to your funds when you need them. It's an excellent option for businesses looking to balance higher earnings with the flexibility to manage cash flow.
- Interest is compounded daily and will credit to your account monthly.
- Earns more than a typical savings account, but with the convenient access to funds
- Save your money without as much risk as stocks or bonds
- Competitive rates
- $5,000 average daily minimum balance to avoid a $10 monthly service charge
- You must maintain a minimum balance of $5000 in the account each day to obtain the disclosed annual percentage yield
- Tiered interest structure
- Transfers from a Tiered Money Market account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check, draft, debit card or similar order to third parties are limited to six per month
- Rates on tiers may change after account opening
Certificate Of Deposit (CDs)
Keep your money in an FDIC-insured CD while earning interest
A Business Certificate of Deposit (CD) offers a secure way to grow your company's savings with a guaranteed fixed interest rate over a set term. If you have funds you won't need right away, a CD can provide predictable returns while keeping your investment safe.
- A variety of timeframes and rates make our CDs right for you
- Early withdrawal penalties may be imposed
- Accounts automatically renew for similar term upon maturity
- Open with only $1,000
Business Savings Account
Put away extra earnings and still have access
- Interest is compounded quarterly and automatically credited to your account
- $300 average daily minimum balance to avoid a $6 quarterly service charge
- Your service charge may include a withdrawal fee of $1.00 for each withdrawal/transaction in excess of 6 during the quarterly statement cycle
- Transfers from a Savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per month
- Rate may change after account is open
Ready to Start Saving for Your Business?
Stop by any United Southern Bank branch to speak with a banker. No appointment is necessary. If you'd prefer to schedule a time to meet, simply give us a call, and we'll be happy to arrange a visit that works for you.
Give us a call at (352) 669-2121
United Southern Bank is ready to serve you in many different ways. USB has state of the art technology with the power for you to bank anywhere, any time.
Explore our calculators to get an idea of what you can afford and what your payment would be before committing.