Loans for your dream-home purchase, major home additions, or refinancing existing loans has been a specialty of USB throughout our history. Our team helps find the right loan and terms for you.
We specialize in all types of residential loans:
- Adjustable Rate Mortgage
- Fixed Rate Mortgages
- Home Equity
- Government (VA, FHA, USDA)
- Residential Lots
- Manufactured Homes
Here is a list of documents that will help you get started with the mortgage loan application process.
- Two forms of identification (DL & SS)
- Most current pay-stubs
- Current employment and residence information
- Copy of previous 2 year’s W2 and loan statements
- Any additional monthly income information
- If self-employed, last 2 year’s tax returns
- Copy of sales contract, if applicable Loans subject to credit approval USB NMLS# 419535