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Residential Loans

Mortgage Loans

Loans for your dream-home purchase, major home additions, or refinancing existing loans has been a specialty of USB throughout our history. Our team helps find the right loan and terms for you.

We specialize in all types of residential loans:
  • Conventional
  • Construction
  • Construction/Perm
  • Adjustable Rate Mortgage
  • Fixed Rate Mortgages
  • Home Equity
  • Government (VA, FHA, USDA)
  • Residential Lots
  • Manufactured Homes
  • Condominiums
  • Jumbo

Here is a list of documents that will help you get started with the mortgage loan application process.
  • Two forms of identification (DL & SS)
  • Most current pay-stubs
  • Current employment and residence information
  • Copy of previous 2 year’s W2 and loan statements
  • Any additional monthly income information
  • If self-employed, last 2 year’s tax returns
  • Copy of sales contract, if applicable Loans subject to credit approval USB NMLS# 419535

Janet Noack
Senior Vice President
NMLS# 514772
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Jeanne Lazo
Vice President
Greater Villages & Tri-County
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Carrie Cribb
Vice President
Sumter & South Lake Counties
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Kelly Guzman
AVP & Residential Lender
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