Powerful Business Tools with a Personal Touch
In addition to our deposit accounts and commercial lending services, United Southern Bank offers a full suite of essential business services. From managing payments to protecting your accounts, USB's business services are designed to simplify your day-to-day operations. You'll enjoy the convenience of modern banking backed by the responsive, personal service only a local community bank can provide. Business customers at USB have access to the following services:
Direct Deposit
Improve your business efficiency with direct deposit services.
- Payroll is available to employees faster
- Eliminates lost/stolen checks
- Reduces chances of check fraud
- Can split deposit between checking and savings
- Makes check reconciliation faster
Direct Payments
Convenient direct payments can be set up in your online business banking portal.
- Let’s you upload files to receive payments from your customers
- Improves and assures cash flow
- Reduces billing costs
- Reduces delinquencies
Merchant Services
Make it easy for customers to spend at your shop by accepting debit and credit cards.*
In Store
You don’t need to do it all. Give your customers more control over payment, tipping, and receipt options–and your staff more time to focus on your business.
On the Go
The mobile payment process is a breeze. Whether you’re on the floor or on the street, mobile payment solutions are with you every step of the way.
*Merchant services are provided by a third-party vendor.
Positive Pay
Business customers can now enroll in Positive Pay* to help prevent check fraud. Positive Pay is a check verification program that allows businesses to upload a list of checks they have issued and, as those checks clear, they are compared to the uploaded list. If there are any discrepancies, the check in question will be sent to the customer to review and approve or deny.
Positive Pay is integrated into the USB business online banking platform. Click the button below to contact us to enroll!
*Positive Pay is a paid feature offered to business customers only. Please contact us for details on how to enroll.
Remote Deposit Capture
Conveniently scan and transmit checks for deposit from your office.*
- Conveniently scan, transmit, and deposit your checks from your location
- Eliminate transportation and labor costs
- Spend more time running your business
- Easy to operate
- Remote scans & deposits your checks
- Internet connection & Windows-based PC required
*Additional service fee may apply
Quickbooks® Direct Connect
Save time and simplify your bookkeeping by securely connecting your United Southern Bank business accounts directly to QuickBooks®. With Direct Connect, you can automatically download transactions, reconcile accounts more efficiently, and keep your financial records up to date.
To connect your United Southern Bank business accounts to QuickBooks® Direct Connect, you'll need to be enrolled in USB's Business Online Banking. Once enrolled, simply search for United Southern Bank within QuickBooks and follow the prompts to link your accounts. If you need assistance, our team is happy to help.