Kelly Guzman is the Vice President of Residential Lending at United Southern Bank (USB), where she has dedicated over 23 years to helping clients achieve homeownership and financial stability.
A Florida resident since 1978, Kelly is a graduate of Tavares High School. She raised her son in Central Florida and came to appreciate the stable, predictable schedule that a career in banking provided. Her path to the industry wasn’t linear—before joining banking, she built a successful career in retail management, where she developed a strong passion for customer service. This background, combined with her love for numbers and problem-solving, made banking a natural transition.
Kelly is proud of USB’s commitment to being a family-oriented, community-focused bank.
“We sponsor community events and strive to assist our local communities with whatever financial needs they have,” she shares. Kelly is driven by the opportunity to help clients move beyond paycheck-to-paycheck living by structuring loans that make homeownership manageable.
Today, Kelly resides in Leesburg with her husband of over ten years. Her deep roots in the area fuel her passion for helping residents secure financing for a variety of residential loans, including mortgages for single-family homes, manufactured homes with land, and equity solutions for debt consolidation. One of her most meaningful experiences involved helping a client secure financing to keep her late father’s home—a moment that reinforced why she loves what she does. “When you’re at a closing and your client is crying, thanking, and hugging you, you understand what it’s all about.”
For Kelly, USB represents more than just a financial institution—it’s a close-knit, community-driven bank where relationships matter. She is happy to be part of a team dedicated to serving local families and businesses with a personal touch.
Contact Kelly today for a residential lending experience that's sure to be a grand slam!
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